We know that purchasing a vehicle is a big investment for most people and we’re dedicated to making the buying process as straightforward and hassle-free for our customers as possible. We can help you create a finance package that could get you behind the wheel of your dream car.
Finance is often a major part of our customers’ car-buying journeys, so we have taken the necessary steps to offer some great packages as well as peace of mind. As a Financial Conduct Authority (FCA) registered dealership, we have developed relationships with a wide range of lenders nationwide for your convenience.
Car Finance Explained
There are three main types of finance deals that you might want to consider:
Hire Purchase
Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their car. Typical HP deals involve a deposit and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the car outright.
Personal Contract Purchase (PCP)
This is a good option for those who like to change their car every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the vehicle or using any residual value on a deal with your next car.
Personal Leasing (Contract Hire)
Contract Hire deals are very much like the PCP deals described above, however, you won’t have the option to buy the car outright at the end of the deal.
So, whatever your credit history, we are in a position to create the perfect finance solution for you. Get in touch with a member of our friendly team to find out what your options are.
Warranty
The best warranty for the best customers
We strive to provide our customers with the best cover available because we know that peace of mind is priceless. For that reason, we have teamed up with AutoProtect, a leading provider of quality warranties for cars.
Now you will never feel you are not covered ever again!
Below there is a comprehensive list of all the elements covered, but if you have any questions, feel free to call at any time and we will be happy to give you any further information you need.
Parts Covered – Component Cover including labour and VAT
Engine
The rocker assembly, including hydraulic followers, inlet and exhaust valves (not burnt valves), springs and guides, cylinder head (not cracks and de-coking), cylinder head gasket (except skim), push rods, camshaft and followers, timing gears and chains (excluding tensioner), oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear. Timing belts are covered provided that the last due change of belt has taken place as specified by the manufacturer’s schedule (proof required).
Manual gearbox
Internal shafts, gears, synchromesh hubs, selectors, bearings and bushes and transfer gears.
Automatic gearbox
Internal shafts, gears, clutches, brake bands, valve block, governor, oil pump, bearings and bushes, servo, drive plate and transfer gears. Torque converter Failure of any internal mechanical parts.
Continuously Variable Transmission CTX
Internal clutches, planetary gears, reduction gears, shafts, variable pulleys, thrust link drives, internal seals, bushes and bearings. Differential Internal crown wheel and pinion, gears, shafts, bearings and bushes, thrust washers and spacers. Clutch Centre plate, pressure plate, release bearing, oil contamination (centre plate only) and master and slave cylinders.
Front-wheel Drive
Drive shafts, including constant velocity joints, universal joints and couplings (not gaiters).
Wheel bearings
Front and rear wheel bearings.
Prop shaft
Universal joints and couplings.
Rear-wheel drive
Half shafts, rear-wheel external drive shafts, including constant velocity joints, universal joints and couplings *not gaiters).
Four-wheel drive
All four-wheel drive components are covered if the extra premium has been paid.
Fuel system (Diesel and Petrol)
Carburettors, automatic choke, lift pump, mechanical or electrical fuel pumps and tank sender unit.
Fuel Injection System
Throttle body, airflow meter, idle control valve, cold start valve, warm-up regulator, overrun cut-off valve, throttle potentiometer, fuel accumulator, pressure regulator, and map sensor (except injectors and heater plugs).
Engine Cooling System
Radiator, oil cooler, heater matrix, water pump, viscous fan coupling, thermostat and thermostat housing.
Air Conditioning (Factory Fitted)
The air conditioning compressor unit is covered if you have paid the extra premium.
Steering (Including Power-Assisted Steering)
Steering rack and pinion (not gaiters), steering box, power steering rack and pump, power steering reservoir and idler box.
Turbo charger (Factory Fitted)
The turbocharger unit is covered only if agreed and if the extra premium has been paid. Front and rear suspension Hydrolastic displacers and hydropneumatic spheres, coil springs, upper and lower wishbones and ball and swivel joints.
Brakes Brake
Master cylinder, wheel cylinders, restrictor valve, brake calliper seals and servo. Anti-locking brake system (ABS) (factory fitted) Providing the additional premium has been paid the ABS modulator and sensors will be covered.
Electrical System
Starter motor and solenoid, including pre-engagement mechanism and bendix drive, alternator/diode pack, coil voltage regulator, window and sunroof motors, electric window switches, sunroof switch, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windscreen wiper and washer motors, electronic ignition amplifier, thermostatically-controlled radiator fan motor, horn and multi-function stalk switch.
Engine management
(ECU) Engine electronic control unit.
Working Materials Oils
Oil filters and anti-freeze are covered only if it is essential to replace them because of the failure of a part, which is covered under this policy.
Casings
If any of the covered parts fail and this damages the casing, they are also covered.
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